Speak your portfolio, see your FIRE date. AI-powered calculations show exactly when you can retire early.
Everything you need to plan your early retirement
Just speak your portfolio naturally. Say '50 shares of Tesla, 2 Bitcoin, $10k in savings' and we'll parse it instantly.
Our AI understands natural language and accurately extracts tickers, amounts, and asset types from your description.
Connect to live market prices for stocks, ETFs, and crypto. See your true portfolio value updated in real-time.
Calculate exactly when you'll reach financial independence based on your historical returns or market averages.
Beautiful charts showing your portfolio history and projected growth path to your FIRE target.
Get notified daily about your FIRE progress. 'You moved 2 days closer to financial freedom today!'
From portfolio to FIRE date in under 60 seconds
Tell FirePal what you own in plain English. '100 shares of VOO, 50 shares of Apple, $5000 in my savings account, half a Bitcoin.' We understand it all.
Our AI parses your input and shows you a clean breakdown. Quickly fix any misinterpretations or add missing positions.
We fetch real market prices, calculate your portfolio's historical return, and project exactly when you'll hit financial independence.
Save your portfolio, set a custom FIRE target, add monthly contributions, and get daily notifications about your journey to freedom.
Start free, upgrade when you're ready to get serious
Annual plan available at $49.99/year (save 17%)
Last updated: December 14, 2025
FirePal ("we", "our", or "us") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our mobile application.
Portfolio Data: When you input your investment portfolio (via voice or text), this data is processed locally on your device and through our secure AI parsing service. We do not permanently store your portfolio details on our servers.
Usage Data: We collect anonymized analytics about app usage to improve our service, including feature usage patterns and crash reports.
Purchase Information: If you subscribe to FirePal Pro, Apple handles all payment processing. We only receive confirmation of your subscription status, not your payment details.
Your portfolio data is stored locally on your device using secure storage. We use industry-standard encryption for any data transmitted to our servers. We do not sell, trade, or rent your personal information to third parties.
We use the following third-party services:
You have the right to:
FirePal is not intended for use by children under 13. We do not knowingly collect personal information from children under 13.
We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.
If you have questions about this privacy policy, please contact us at privacy@firepal.app
Last updated: December 14, 2025
By downloading or using FirePal, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not use our service.
FirePal is a financial calculator app that helps users estimate their path to financial independence (FIRE). The app provides projections based on user-provided portfolio data and market information.
IMPORTANT: FirePal is not a financial advisor. The projections and calculations provided are for informational and educational purposes only. They should not be considered as financial, investment, tax, or legal advice.
Free Tier: Basic features are available at no cost.
Pro Subscription: Premium features require a paid subscription. Subscriptions are billed monthly or annually through your Apple ID account. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period.
To cancel your subscription, go to your Apple ID Account Settings and select Subscriptions.
You agree to:
FirePal and its original content, features, and functionality are owned by FirePal and are protected by international copyright, trademark, and other intellectual property laws.
To the maximum extent permitted by law, FirePal shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from your use of the service.
We reserve the right to modify these terms at any time. Continued use of the app after changes constitutes acceptance of the new terms.
These terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions.
For questions about these Terms, contact us at legal@firepal.app
Have questions, feedback, or need help? We're here for you.
Email: support@firepal.app
We typically respond within 24-48 hours.
Our projections are based on your portfolio's historical performance or standard market averages (7% annually). However, actual market returns are unpredictable. Use our projections as a planning tool, not a guarantee.
To cancel your FirePal Pro subscription:
Yes. Your portfolio data is stored locally on your device using secure storage. We don't store your portfolio details on our servers. See our Privacy Policy for more details.
FirePal supports stocks, ETFs, cryptocurrencies, cash, bonds, and other assets. For stocks, ETFs, and crypto, we fetch real market prices. Other assets are tracked at the value you specify.
Pro subscribers can enable daily notifications that show your progress toward FIRE. These are scheduled around market close (10 PM local time) and show how many days closer (or further) you are from your goal.
Refunds are handled by Apple. To request a refund, visit reportaproblem.apple.com or contact Apple Support.